Overdraft Fee Message Board

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Are you tired of Bank Fees?

Overdraft Fees
NSF Fees
Over Limit Fees

Banks have become addicted to overdraft fee income as a way to increase their profitability.

Think about all the ways that banks get fees out of people:

• Process items largest to smallest - increasing the likelihood of multiple overdrafts
• Hold availalbe funds from debit card transactions so other transactions will overdraw your account
• Hold deposited funds for longer (change cutoff time or increase days to deposit avilability)
• remove methods of making deposits (decreasing number of ATM's that take deposits)

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Excuses from banks:

• We assume your largest transaction is most important
• If you don't have the money, don't spend it
• We do this so you won't be turned down when you make a purchase

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Post and review feedback on Bank Overdraft Fees